Financial operating system for growing DTC and retail brands

Paperstack helps direct-to-consumer and retail brands accelerate their growth by providing working capital to purchase inventory, invest in advertising, and finance payroll.

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Trusted by top-tier consumer brands

Paperstack has partnered with prominent DTC and retail brands to help accelerate their growth.

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Growth partner for your e-commerce business


Quick and easy application

With Paperstack you can submit an application in under 10 minutes and receive a funding offer within 48 hours.


Compare multiple offers

Our growth specialist will reach out to discuss multiple funding offers and pick the one that aligns with your growth needs.


Access growth funding

Funds are deposited directly into your bank account in the currency of your choice. We don't restrict the use of funds.

A photo of David King

“Unlike other revenue-based lending platforms that take a one sized fits all approach, Paperstack was able to work with us based on our needs and the seasonality of our business to provide an offer that other platforms on the market can't match.”

David King
Founder of Promise Supply

Read Case Study

Paperstack provides working capital for consumer brands

Get instant capital to spend on inventory, marketing, finance payroll, and more!

Unrestricted Funding

On-demand working capital of up to $5,000,000 to purchase inventory, invest in marketing, and finance payroll needs.

Customizable Offers

Request capital in real-time, or create a funding schedule for up to 12 months to match deposits with your capital expenditures.

Transparent Fee Structure

One flat fee and no surprises. With us, you don't pay origination fees, accrued interest, NSF, or late fees.

Customer Testimonials

"Assel and Vadim have been a real gem in helping us secure funding for our e-commerce business. Not only are they knowledgeable and detail-oriented, but they also provided prompt responses to all of our questions. Thanks to their advice, our request for financing was accepted and we have doubled our turnover in less than a year. We highly recommend Paperstack for their professionalism, dedication and timely support. THANKS!"

Alexandre Gardere

Co-Founder, GoodShop

"The team is a pleasure to work with.  They know the importance of Cashflow and when it comes to determining business' performance and giving us a piece of mind to operate in a strategic, proactive way."

John Lynn McDonald

Founder, Semihandmade

"We've been working with PaperStack for almost a year now and they've been fantastic. I'd highly recommend PaperStack as a financing partner. Assel and Vadim are very quick to respond, help us problem solve, and prompt with updates. They've worked with us to come up with a solution that worked well and was quick to implement. Thanks again team!"

Michael Van

Co-Founder, Furnishr

"Love paperstack! The customer success has amazing support! They treat us like family and have helped us grow the company!"

Thomas Fields

Founder, GRIND Basketball

"Highly recommended! OOKIOH sells both through DTC and retailers. Working with Paperstack as a capital provider has been seamless and beneficial. With Paperstack, we are able to avoid the lengthy application process and cut right to our financials, which helps us save hours, if not days, of work and allows us to focus on our business."

Vivek Agarwal

Founder, OOKIOH

"Very founder-friendly, easy to work with - they are FAST!  Definitely recommend them if you're looking for financing solutions."

Andy Hayes

Founder, Plum Deluxe

"We have been working with PaperStack for our eCommerce funding since mid 2022 and couldn’t be happier to have found a funding partner with heart! We’ve received multiple tranches of funding from different companies in the space to support our growing eCommerce business but none of them have offered the personal care and attention to our specific needs the way that PaperStack has. The founders Assel and Vadim truly go above and beyond to make sure they are adding value to the companies they fund by creating a community around them and are constant advocates for their brands!"

Charlene Li

Co-Founder, EATABLE Popcorn

"I've worked with probably at least a dozen different factoring / short term lending / working cap / "creative" financing companies. Paperstack is one of the very best. Assel, Vadim and their team were excellent to work with start to finish, with prompt and clear diligence requests, rapid turnaround, clear weekly statements that were easy to hand off to accounting for reconciliation, etc. All in all, everything you want in a short term lending partner, and I'm more than happy to recommend them."

Jared Hansen

Co-Founder, Thrilling Foods

"It's been a pleasure working with Assel and Paperstack.  A fresh approach to funding in this day and age!"

Andrew Hibbs

Founder, MyKitch

"Running an e-commerce business nowadays is kryptonite to banks. We tried a few alternate financing companies but at the end of the day, we were just another mark for them, definitely not treated like a business partner. This changed when I met Assel from Paperstack, she treated us like a business partner, went over all of the details, and is keeping in in touch with us!"

David Adda

Founder, Binkt

Frequently Asked Questions

Can't find the answer you're looking for? Get in touch with our support team below.

How quickly can I get funding from Paperstack?

Signing up and requesting funding is a quick and easy process that can be completed in under 10 minutes. After submitting your request, a member of our team will reach out to you within 48 hours to discuss your options. Once the offer is accepted, the funds can be deposited into your bank account within 2 days.

How much in funding can I get from Paperstack?

We offer funding options of up to $5 million, and we evaluate each company individually. Once the application is submitted, we will aim to get back to you within 48 hours with a personalized offer.

How are companies evaluated?

We evaluate companies for funding based on their financial performance. Higher revenue and better financial performance allow for bigger funding amounts and lower funding costs. Our funding solution is flexible, and we will always work with you to understand your business and create a custom offer that fits your financial needs.

What is the cost of capital?

Our fee structure is incredibly transparent. We will quote a fixed fee, that you will be required to repay over time alongside the original funding amount you receive. This fee is usually between 4% and 10%, however, depends on a variety of factors such as revenue and how much funding is being requested.

Looking to grow your eCommerce business?

Get non-dilutive funding today and start growing your business with Paperstack.